Private citizens will have to work hard to price shop for Obamacare coverage rates on the newly developed government health-care exchanges and many will need in-person help when they learn that if everything isn’t filled out properly they will be breaking the federal law “under penalty of perjury.” (So much for user friendly!)
Some will learn there are personal fiscal cliffs in Obamacare. For example, according to calculations using the MNsure.org calculator, Citizens’ Council for Health Freedom reported that if a 63-year old couple earns $62,000, they are at approximately 400 percent of the poverty rate and, due to federal taxpayer-funded subsidies; they will pay only $5,892 for coverage.
But if they earn $1,000 more, they pass the 400 percent upper limit for subsidies and will have to pay more than $20,000 per year — about 32 percent of their annual income. So much for that pay raise you always wanted!
Now our Democratic Sens. Al Franken and Amy Klobuchar want a full repeal of the Medical Device Tax (http://www.startribune.com/politics/national/199462401.html) that is supposed to help fund Obamacare by about $30 billion, but is hurting our Minnesota businesses. They and our own Congressman Tim Walz should not have voted for this ill-conceived program in the first place.
Speaker Nancy Pelosi once famously said Congress would have to pass this bill so we could see what’s in it. Three years and 2,700 pages later, we’re all beginning to see why they should never have passed Obamacare.
Al DeKruif is a former District 25 state senator. He is the owner of DeKruif Enterprises and Sakatah Trail Resort. He lives in Madison Lake.