It will take between 10 minutes and an hour to enroll for insurance on MNsure, she said. It’s so much faster than existingenrollments in part because there are no questions about pre-existing conditions. In fact, there are only five questions that will determine the amount of your premium: tobacco use, age, where you live and how large your family is.
Of course, despite all the talk about mandates and tax credits, no one yet knows how much more Minnesotans will pay for their health insurance premiums after the Affordable Care Act takes effect.
Keefer, the insurance executive, said Minnesotans shouldn’t worry about estimates from other states. In Ohio, for example, residents will pay an estimated 41 percent more in their state’s version of MNsure.
But Keefer said Minnesota’s experience will depend on lots of other factors. And he added that the beforeand- after comparison isn’t fair because the new plans will offer more required benefits, such as hospital stays.